Labs Demo — AU Individual

RO-DEMO-INV-2026

RT
Reckon One>Investor lodgement>Pack

Lodgement pack

Accountant-ready CGT schedule for Riley Tan · FY 2025–26. Method: FIFO, 12-month discount, losses against other gains then discountable, then 50%. Integer cents.

ASX EQUITIES

$1,063.50

Stock-only net

CRYPTO (CGT ASSETS)

$8,441.50

Crypto-only net

COMBINED NET CAPITAL GAIN

$9,505.00

Sample target $9,505.00

CGT schedule

AssetAcquiredDisposedQtyProceedsCostDaysDisc.Gain / loss
BTC18 Jan 202419 Aug 20250.1$17,250.00$6,240.00579Yes+$11,010.00
BHP15 Mar 202415 Sep 202580$3,888.00$3,536.00549Yes+$352.00
CBA20 Aug 20244 Dec 202540$6,860.00$5,136.00471Yes+$1,724.00
ETH2 Jun 202415 Jan 20261.2$5,820.00$6,216.00592−$396.00
TLS22 May 202520 Jan 2026200$884.00$770.00243No+$114.00
SOL14 Sep 202428 Feb 202640$9,640.00$7,920.00532Yes+$1,720.00
WES10 Feb 202511 Mar 202680$5,768.00$5,480.00394Yes+$288.00
ADA3 Nov 20259 Apr 20262500$1,775.00$2,300.00157−$525.00
CSL12 Nov 202418 Apr 202610$2,680.00$2,850.00522−$170.00
BTCsplit18 Jan 202421 May 20260.05$7,900.00$3,120.00854Yes+$4,780.00
BTCsplit8 Jan 202521 May 20260.03$4,740.00$4,446.00498Yes+$294.00
BHPsplit15 Mar 202412 Jun 202620$798.00$884.00819−$86.00
BHPsplit8 Jul 202512 Jun 202650$1,995.00$2,090.00339−$95.00

Netting worksheet — combined

Other (non-discount) gains$114.00
Discountable gains$20,168.00
Current-year capital losses−$1,272.00
Losses applied to other gains firstATO order step 1−$114.00
Losses applied to discountable gainsATO order step 2−$1,158.00
Other gains after losses$0.00
Discountable gains after losses$19,010.00
CGT discount (50% of remaining discountable)ATO order step 3−$9,505.00
Net capital gain$9,505.00

Stock only

Other (non-discount) gains$114.00
Discountable gains$2,364.00
Current-year capital losses−$351.00
Losses applied to other gains firstATO order step 1−$114.00
Losses applied to discountable gainsATO order step 2−$237.00
Other gains after losses$0.00
Discountable gains after losses$2,127.00
CGT discount (50% of remaining discountable)ATO order step 3−$1,063.50
Net capital gain$1,063.50

Crypto only

Other (non-discount) gains$0.00
Discountable gains$17,804.00
Current-year capital losses−$921.00
Losses applied to other gains firstATO order step 1$0.00
Losses applied to discountable gainsATO order step 2−$921.00
Other gains after losses$0.00
Discountable gains after losses$16,883.00
CGT discount (50% of remaining discountable)ATO order step 3−$8,441.50
Net capital gain$8,441.50

Consistency checks

All checks passed
  • PASS

    Sample pack net capital gain is $9,505.00

    Combined $9,505.00 (target $9,505.00).

  • PASS

    Stock-only net is $1,063.50

    Equity $1,063.50.

  • PASS

    Crypto-only net is $8,441.50

    Crypto $8,441.50.

  • PASS

    BHP 70-share sale on 12 Jun 2026 splits FIFO across two lots

    20 shares from 15 Mar 2024 @ $44.20; 50 shares from 8 Jul 2025 @ $41.80.

  • PASS

    Every FY sale is fully matched FIFO

    11 FY sells matched to parcels.

  • PASS

    Losses reduce other gains before discountable gains

    Other gains $114.00 absorbed $114.00 of losses first.

  • PASS

    50% discount applies only to remaining discountable gains

    Discount $9,505.00 on $19,010.00 remaining.

  • PASS

    Losses never receive the CGT discount

    Short-term gains stay ‘other’. Losses stay at 100 cents in the dollar.

  • PASS

    Crypto treated as CGT assets (AUD)

    6 crypto CGT event(s) in FY 2025–26.

  • PASS

    Integer cents throughout

    Combined net $9,505.00.

  • PASS

    Stock-only + crypto-only equals combined net

    $1,063.50 + $8,441.50 = $9,505.00.

Push to sample book

Labs Demo — AU Individual · RO-DEMO-INV-2026. Stub OAuth — no live Reckon One write.